By Andy Harris, President of Vantage Mortgage Brokers When shopping for a mortgage, you may come across options to lower your interest rate either permanently or temporarily. These options, known as permanent discount points and temporary buydowns, can help reduce your monthly mortgage…
By Andy Harris, President of Vantage Mortgage Brokers The age-old debate of renting versus buying a home is one of the most significant financial decisions many people face. Both options have their benefits and drawbacks, and the best choice often…
By Andy Harris, President of Vantage Mortgage Brokers Consumers today have access to more information than ever before. Financial education and access to credit profiles have helped consumers improve or maintain their credit ratings and scores, but not without confusion…
By Andy Harris, President of Vantage Mortgage Brokers
By Andy Harris, President of Vantage Mortgage Brokers Every consumer has wanted the lowest mortgage rate since the beginning of loan amortization and monthly mortgage payments. No, you’re not unique. Everyone shares this common goal. Lower rates mean lower costs…
In light of the NAR settlement, there is still plenty to work through on how lenders will handle this and the best ways to navigate this as a buyer’s agent. However, we wanted to give you a few resources to…
This continues to be a volatile and challenging year for mortgage rates and housing inventory. With inflation reaching its highest levels in 40 years last year, the rise in rates was quick and unforgiving. While many would-be home sellers exist, they don’t…
First and Foremost, we want to thank everyone for their ongoing referrals and support of our local brokerage that serves Oregon and Washington consumers exclusively. It’s more important than ever that consumers have transparent options with lenders competing for the…
Vantage Mortgage Brokers has been proudly serving the Pacific Northwest for over 15 years assisting Oregon and Washington State consumers. We are pleased to announce that after several years of requests, we’re rounding out the Pacific NW and have added…
Don’t listen to the media or at minimum take it with a grain of salt. The sky is not falling in real estate and it’s still a great time to buy for most people and obtain the financial rewards of homeownership…