Frank Ellerbroek
Mortgage Broker NMLS # 128726
Serving Oregon, Washington & Idaho
Frank Ellerbroek is a seasoned mortgage professional with 27 years of experience in wholesale and retail lending. As a mortgage broker, Frank acts as a fiduciary, always prioritizing his clients’ best interests. Through Vantage Mortgage Brokers’ extensive network of lenders, he offers transparent, real-time rates and comprehensive cost analyses to ensure each mortgage is perfectly tailored to his clients’ unique financial goals, both short- and long-term.
Understanding that the mortgage industry often lacks clear communication, Frank provides detailed “Status Updates” throughout the loan process, keeping clients informed every step of the way.
Licensed in Washington, Oregon, and Idaho, Frank is passionate about helping families save money and achieve their homeownership dreams. When he’s not working with clients, Frank enjoys skiing, camping, hiking, and golfing.
Reach out to Frank today and experience personalized guidance toward finding your ideal mortgage solution.
to see your instant live mortgage rates
Simply fill out this form to run a customized search and instantly receive detailed product and pricing based on your unique scenario.
Green figures are a Lender Rebate
(credit to you)
based off a % of the loan amount.
Red figures are an optional Discount
(cost to you)
based off a % of the loan amount.
Rates shown are just a small example
of what’s currently available.
Contact us directly to request
additional rates and options.
Link to live rates disclaimer HERE
to start a discussion about your
mortgage needs today!
I pride myself on excellent communication and easy accessibility when you need me. Me and my experienced staff is here to guide you every step of the way.
Over 30 pages covering what you need to know to successfully buy a home.
Topics Include:
What is a Mortgage?
Mortgage Origination
The Mortgage Channels
Mortgage Loan Types
Pre-Approval
Your Credit FICO® Score
Check Your Credit Score
Income & Assets
Employment Verification
Set Your Budget
Mortgage Do’s & Don’ts
Find a Realtor
Shopping for a House
Make a Checklist
Purchase Offer & Contract
How Mortgage Rates Work
Fixed Rate Vs. ARMs
Lock or Float?
Registration & Loan Disclosures
The Home Inspection
Escrow/Title
Earnest Money Explained
The Appraisal Process
Homeowners Insurance
Approval & Conditions
Clear to Close
Closing Cost Fees
Signing and Servicing
Rates are subject to change. This pricing engine reflects the most favorable results after comparing our network of wholesale lending partners. This pricing engine does not include any other applicable 3rd party title and escrow charges, appraisal, credit report, or prepaid tax and insurance reserves. The displayed annual percentage rates (APRs) include total points and additional prepaid finance charges but do not include other closing costs. Loan pricing may only be locked through a VMB home loan consultant to be effective after a formal loan application. Rates will depend in part on your unique credit history and transaction characteristics. Monthly payments include principal, interest, and PMI if applicable, but do not taxes and insurance. *The 10/6 ARM is tied to the SOFR index and fixed for the first initial 10 years. After the initial 10 year fixed period the rate will adjust (up or down) every 6 months on the SOFR 30-day average with a fixed margin of 3.0 and a lifetime cap of 5% above the initial note rate. This is not a formal Loan Estimate (LE). A Loan Estimate is provided and can be requested pursuant to Federal regulations and with a formal loan application. This information does not constitute a loan commitment or approval.