One of the most common questions we hear from clients is about how credit inquiries work when applying for a mortgage. The concern is understandable—no one wants their credit score damaged or their report flooded with unnecessary “hard pulls.” Most…
By Andy Harris, President of Vantage Mortgage Brokers Consumers today have access to more information than ever before. Financial education and access to credit profiles have helped consumers improve or maintain their credit ratings and scores, but not without confusion…
By Andy Harris, President of Vantage Mortgage Brokers Every consumer has wanted the lowest mortgage rate since the beginning of loan amortization and monthly mortgage payments. No, you’re not unique. Everyone shares this common goal. Lower rates mean lower costs…
By Andy Harris, President of Vantage Mortgage Brokers It’s no secret that housing payments have reached record levels in recent years. There are a combination of factors that have driven up mortgage payments specifically: High Mortgage Rates: Mortgage rates in…
Are you prepping to buy your first home? If so, one of the steps you should take early on is making sure you’re financially ready for your purchase. Here are just a few of the financial fundamentals you’ll need to…
Credit is one of the most important parts of your home loan application. When applying for a mortgage, every lender working with you on buying a home will pull your credit. If your credit is not great, there are a…
LEARN MORE ABOUT YOUR FICO SCORE HERE When you start your house hunting process, you probably have a list of features that your dream home will have—an open floor plan, gourmet kitchen, a great backyard. Lenders have a list of…