Understanding Mortgage Credit Inquiries: What Really Happens When You Apply & Shop for a Home Loan
One of the most common questions borrowers ask is how mortgage credit inquiries affect their credit score. Many people worry that applying with a lender or comparing loan options will significantly damage their credit or fill their report with unnecessary…
Ethics in action: Leading a values-driven mortgage practice
Article from Mortgage Professional America Magazine, written by Byrony Garlick with commentary by Vantage President, Andy Harris At Vantage Mortgage Brokers, Andy Harris argues that transparency and compliance are more than ideals – they’re operational necessities In a mortgage market where regulatory…
10 Smart Ways To Save Money (And Get Closer To Buying A Home)
If you're dreaming of homeownership but feeling the pressure of rising prices, mortgage rates, and everyday expenses—you’re not alone. The good news? Saving for a home doesn’t mean overhauling your entire life. With a few smart strategies, you can cut…
Vantage Spring 2025 Newsletter
MORTGAGE RATES, TARIFF NEWS, AND VOLATILITY WHEN IS IT A GOOD TIME TO REFINANCE?
When You Need A New Mortgage: Competition
Competition between lenders drives down costs and improves performance due to several key economic principles: 1. Lower Interest Rates & Fees When multiple lenders compete for the same borrowers, they are incentivized to offer the most attractive terms to win…
The Best Season to Buy a Home: A Seasonal Guide for Homebuyers
Buying a home is one of the biggest financial decisions you’ll ever make, and timing can significantly impact your experience and the deal you get. While the real estate market moves year-round, each season comes with its own advantages and…