Understanding Mortgage Credit Inquiries: What Really Happens When You Shop for a Loan
One of the most common questions we hear from clients is about how credit inquiries work when applying for a mortgage. The concern is understandable—no one wants their credit score damaged or their report flooded with unnecessary “hard pulls.” Most…
Ethics in action: Leading a values-driven mortgage practice
Article from Mortgage Professional America Magazine, written by Byrony Garlick with commentary by Vantage President, Andy Harris At Vantage Mortgage Brokers, Andy Harris argues that transparency and compliance are more than ideals – they’re operational necessities In a mortgage market where regulatory…
Home Financing in the Pacific Northwest: Why Now is the Time to Act
The Pacific Northwest (PNW) has long been celebrated for its natural beauty, thriving job markets, and diverse communities. From Seattle’s skyline to Portland’s eclectic neighborhoods, and across smaller gems like Spokane, Bend, and Boise—homeownership here is more than a dream;…
Vantage Spring 2025 Newsletter
MORTGAGE RATES, TARIFF NEWS, AND VOLATILITY WHEN IS IT A GOOD TIME TO REFINANCE?
What Is Going On With Mortgage Rates?
You may have heard mortgage rates are going to stay a bit higher for longer than originally expected. And if you’re wondering why, the answer lies in the latest economic data. Here’s a quick overview of what’s happening with mortgage rates and…
Fannie Mae & Freddie Mac Announcement after NAR Settlement
Fannie Mae & Freddie Mac have made an announcement clarifying some key details after the recent NAR settlement. Key highlights of the announcement: Seller Concessions: They clarified that property sellers can still offer to cover buyer’s agents fees, though these…