Vantage Spring 2025 Newsletter
MORTGAGE RATES, TARIFF NEWS, AND VOLATILITY WHEN IS IT A GOOD TIME TO REFINANCE?
What Is Going On With Mortgage Rates?
You may have heard mortgage rates are going to stay a bit higher for longer than originally expected. And if you’re wondering why, the answer lies in the latest economic data. Here’s a quick overview of what’s happening with mortgage rates and…
Fannie Mae & Freddie Mac Announcement after NAR Settlement
Fannie Mae & Freddie Mac have made an announcement clarifying some key details after the recent NAR settlement. Key highlights of the announcement: Seller Concessions: They clarified that property sellers can still offer to cover buyer’s agents fees, though these…
Vantage Mortgage Brokers’ Response to NAR settlement and support of Buyer’s Agents
In light of the NAR settlement, there is still plenty to work through on how lenders will handle this and the best ways to navigate this as a buyer’s agent. However, we wanted to give you a few resources to…
FHFA Announces 2024 Conforming Loan Limits
The Federal Housing Finance Agency (FHFA) just announced the 2024 Conforming Loan Limits for Residential Mortgage Loans acquired by Fannie Mae and Freddie Mac. As was expected based on the continuing increase in housing prices, the limits increased significantly. To…
Are Higher Mortgage Rates Here To Stay?
Mortgage rates have been back on the rise recently and that’s getting a lot of attention from the press. If you’ve been following the headlines, you may have even seen rates recently reached their highest level in over two decades (see graph below):
Expert Home Price Forecasts Revised Up for 2023
Toward the end of last year, there were a number of headlines saying home prices were going to fall substantially in 2023. That led to a lot of fear and questions about whether there was going to be a repeat of the…
Don’t Fall for the Next Shocking Headlines About Home Prices
If you’re thinking of buying or selling a home, one of the biggest questions you have right now is probably: what’s happening with home prices? And it’s no surprise you don’t have the clarity you need on that topic. Part of the issue is…
Summer 2023 Newsletter
This continues to be a volatile and challenging year for mortgage rates and housing inventory. With inflation reaching its highest levels in 40 years last year, the rise in rates was quick and unforgiving. While many would-be home sellers exist, they don’t…
2023 Spring Newsletter
First and Foremost, we want to thank everyone for their ongoing referrals and support of our local brokerage that serves Oregon and Washington consumers exclusively. It’s more important than ever that consumers have transparent options with lenders competing for the…