Understanding Mortgage Credit Inquiries: What Really Happens When You Shop for a Loan
One of the most common questions we hear from clients is about how credit inquiries work when applying for a mortgage. The concern is understandable—no one wants their credit score damaged or their report flooded with unnecessary “hard pulls.” Most…
Ethics in action: Leading a values-driven mortgage practice
Article from Mortgage Professional America Magazine, written by Byrony Garlick with commentary by Vantage President, Andy Harris At Vantage Mortgage Brokers, Andy Harris argues that transparency and compliance are more than ideals – they’re operational necessities In a mortgage market where regulatory…
Home Financing in the Pacific Northwest: Why Now is the Time to Act
The Pacific Northwest (PNW) has long been celebrated for its natural beauty, thriving job markets, and diverse communities. From Seattle’s skyline to Portland’s eclectic neighborhoods, and across smaller gems like Spokane, Bend, and Boise—homeownership here is more than a dream;…
Vantage Spring 2025 Newsletter
MORTGAGE RATES, TARIFF NEWS, AND VOLATILITY WHEN IS IT A GOOD TIME TO REFINANCE?
Should You Put More Money Down on a Home or Invest It?
By Andy Harris, President of Vantage Mortgage Brokers Buying a home is one of the biggest financial decisions you’ll make in your lifetime. If you’re fortunate enough to have saved more than the minimum down payment required, you might find…
Why Does My Mortgage Loan Get Sold or the Payment Servicer Change?
By Andy Harris, President of Vantage Mortgage Brokers This question comes up often for most consumers in the United States who take out mortgages. Most need a little clarity on what it means and does not mean when their mortgage…