Understanding Mortgage Credit Inquiries: What Really Happens When You Shop for a Loan
One of the most common questions we hear from clients is about how credit inquiries work when applying for a mortgage. The concern is understandable—no one wants their credit score damaged or their report flooded with unnecessary “hard pulls.” Most…
Ethics in action: Leading a values-driven mortgage practice
Article from Mortgage Professional America Magazine, written by Byrony Garlick with commentary by Vantage President, Andy Harris At Vantage Mortgage Brokers, Andy Harris argues that transparency and compliance are more than ideals – they’re operational necessities In a mortgage market where regulatory…
Potential Fed rate cut sparks hopes of a hotter housing market
This article was initially posted by Mortgage Professional America magazine, written by Fergal McAlinden with additional reporting by Bryony Garlick and contributions by Vantage Mortgage Brokers president, Andy Harris. The original post can be found HERE
Home Financing in the Pacific Northwest: Why Now is the Time to Act
The Pacific Northwest (PNW) has long been celebrated for its natural beauty, thriving job markets, and diverse communities. From Seattle’s skyline to Portland’s eclectic neighborhoods, and across smaller gems like Spokane, Bend, and Boise—homeownership here is more than a dream;…
10 Smart Ways To Save Money (And Get Closer To Buying A Home)
If you're dreaming of homeownership but feeling the pressure of rising prices, mortgage rates, and everyday expenses—you’re not alone. The good news? Saving for a home doesn’t mean overhauling your entire life. With a few smart strategies, you can cut…
Vantage Spring 2025 Newsletter
MORTGAGE RATES, TARIFF NEWS, AND VOLATILITY WHEN IS IT A GOOD TIME TO REFINANCE?
When You Need A New Mortgage: Competition
Competition between lenders drives down costs and improves performance due to several key economic principles: 1. Lower Interest Rates & Fees When multiple lenders compete for the same borrowers, they are incentivized to offer the most attractive terms to win…