Yumi began her mortgage career in 2003, with years of experience in various lending channels. Her background prior to entering the mortgage industry was in customer service and banking.Â
Yumi was raised in Portland Oregon since the age of 2 and has been an Oregonian ever since due to her love for the Pacific Northwest. Yumi is married with 2 children, Avery and Corbin. She loves animals and has taken in several stray cats and dogs as part of the family. Â In her free time she enjoys exercising, hiking, reading books, watching movies and vacationing with her family.
Yumi is passionate about helping people fulfill their dream of home ownership or improving their financial position through mortgage refinancing. She prides herself in working hard to provide the best service possible while educating clients through the complex mortgage process. She is dedicated to getting her clients into the right loan program and while meeting their individual needs. She is committed to giving her clients the best advice with honesty and integrity.
to start a discussion about your
mortgage needs today!
I pride myself on excellent communication and easy accessibility when you need me. Me and my experienced staff is here to guide you every step of the way.
Over 30 pages covering what you need to know to successfully buy a home.Â
Topics Include:
What is a Mortgage?
Mortgage Origination
The Mortgage Channels
Mortgage Loan Types
Pre-Approval
Your Credit FICO® Score
Check Your Credit Score
Income & Assets
Employment Verification
Set Your Budget
Mortgage Do’s & Don’ts
Find a Realtor
Shopping for a House
Make a Checklist
Purchase Offer & Contract
How Mortgage Rates Work
Fixed Rate Vs. ARMs
Lock or Float?
Registration & Loan Disclosures
The Home Inspection
Escrow/Title
Earnest Money Explained
The Appraisal Process
Homeowners Insurance
Approval & Conditions
Clear to Close
Closing Cost Fees
Signing and Servicing



