Buying a Home in Today’s Market: What You Need to Know
By Andy Harris, President of Vantage Mortgage Brokers
How to Make Mortgage Payments More Affordable
By Andy Harris, President of Vantage Mortgage Brokers It’s no secret that housing payments have reached record levels in recent years. There are a combination of factors that have driven up mortgage payments specifically: High Mortgage Rates: Mortgage rates in…
What Is Going On With Mortgage Rates?
You may have heard mortgage rates are going to stay a bit higher for longer than originally expected. And if you’re wondering why, the answer lies in the latest economic data. Here’s a quick overview of what’s happening with mortgage rates and…
Fannie Mae & Freddie Mac Announcement after NAR Settlement
Fannie Mae & Freddie Mac have made an announcement clarifying some key details after the recent NAR settlement. Key highlights of the announcement: Seller Concessions: They clarified that property sellers can still offer to cover buyer’s agents fees, though these…
The Best Week To List Your House Is Almost Here
Are you thinking about making a move? If so, now may be the perfect time to start the process. That’s because experts say the best week to list your house is just around the corner. A recent Realtor.com study looked at housing market trends…
Vantage Mortgage Brokers’ Response to NAR settlement and support of Buyer’s Agents
In light of the NAR settlement, there is still plenty to work through on how lenders will handle this and the best ways to navigate this as a buyer’s agent. However, we wanted to give you a few resources to…
What Should I Do First: Sell My Home or Buy a New Home?
If you are moving due to a new job, relocating cities, needing a larger or smaller home, or any other reason, it can be tricky to time things just right. Should you keep your current home while you move or…
The Truth About Down Payments
If you’re planning to buy your first home, saving up for all the costs involved can feel daunting, especially when it comes to the down payment. That might be because you’ve heard you need to save 20% of the home’s price to put…
What’s Really Happening with Mortgage Rates?
Are you feeling a bit unsure about what’s really happening with mortgage rates? That might be because you’ve heard someone say they’re coming down. But then you read somewhere else that they’re up again. And that may leave you scratching your…
FHFA Announces 2024 Conforming Loan Limits
The Federal Housing Finance Agency (FHFA) just announced the 2024 Conforming Loan Limits for Residential Mortgage Loans acquired by Fannie Mae and Freddie Mac. As was expected based on the continuing increase in housing prices, the limits increased significantly. To…