Vantage Spring 2025 Newsletter
MORTGAGE RATES, TARIFF NEWS, AND VOLATILITY WHEN IS IT A GOOD TIME TO REFINANCE?
When You Need A New Mortgage: Competition
Competition between lenders drives down costs and improves performance due to several key economic principles: 1. Lower Interest Rates & Fees When multiple lenders compete for the same borrowers, they are incentivized to offer the most attractive terms to win…
The Best Season to Buy a Home: A Seasonal Guide for Homebuyers
Buying a home is one of the biggest financial decisions you’ll ever make, and timing can significantly impact your experience and the deal you get. While the real estate market moves year-round, each season comes with its own advantages and…
Creative Ways to Cut Expenses and Save for Your First Home
Buying your first home is a major milestone, but saving for a down payment can feel overwhelming—especially with rising home prices and living costs. The good news? You don’t have to live on ramen noodles or work three jobs to…
Why Is My Credit Score Different From My Mortgage Lender?
By Andy Harris, President of Vantage Mortgage Brokers Consumers today have access to more information than ever before. Financial education and access to credit profiles have helped consumers improve or maintain their credit ratings and scores, but not without confusion…
Buying a Home in Today’s Market: What You Need to Know
By Andy Harris, President of Vantage Mortgage Brokers
Never Feel Pressured to Use a Specific Mortgage Lender
By Andy Harris, President of Vantage Mortgage Brokers
How To Lock In The Best Mortgage Rate
By Andy Harris, President of Vantage Mortgage Brokers Every consumer has wanted the lowest mortgage rate since the beginning of loan amortization and monthly mortgage payments. No, you’re not unique. Everyone shares this common goal. Lower rates mean lower costs…
What Should I Do First: Sell My Home or Buy a New Home?
If you are moving due to a new job, relocating cities, needing a larger or smaller home, or any other reason, it can be tricky to time things just right. Should you keep your current home while you move or…
2023 Spring Newsletter
First and Foremost, we want to thank everyone for their ongoing referrals and support of our local brokerage that serves Oregon and Washington consumers exclusively. It’s more important than ever that consumers have transparent options with lenders competing for the…