What to Do When Buying a Home Sight Unseen
Many homebuyers want a chance to walk through a home before offering to buy it. This allows you to get a first-hand view of the condition and features that may look great in photos, but aren’t what you need or…
Understanding Debt-to-Income Ratio When Buying a Home
Most homebuyers get a loan to purchase their property called a mortgage. This is a specific type of loan that banks and credit unions offer to make home ownership possible without saving up hundreds of thousands of dollars to purchase…
Top 10 Reasons People Choose Vantage
A Top 10 countdown of the main reasons new buyers and return clients choose Vantage over everyone else.
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Vantage Mortgage Group Weekly Interest Rate Tracker – 11/11/2020
DATE: Wednesday, November 11th, 2020 TYPE: Home Purchase (contact us for refinance quote- similar) TIME: 3:00 PM PST STATES: OREGON & WASHINGTON CHANGE THIS WEEK: SLIGHTLY WORSE (since last Wednesday with daily volatility) SUGGESTION: With rates still at historic lows, we suggest locking. The…
Vantage Named Top Mortgage Employer in 2020 by National Mortgage Professional Magazine
National Mortgage Professional Magazine has named Vantage Mortgage Group one of it's Top Mortgage Employers for 2020. Vantage has been recognized for it's internal motivation and unrelenting integrity who see the digital future and wish to thrive as independent…
Vantage Weekly Interest Rate Tracker – 01/08/2020
DATE: Wednesday, January 8, 2020 TIME: 11:45 AM PST STATES: OREGON & WASHINGTON CHANGE THIS WEEK: SLIGHT IMPROVEMENT (since last Wednesday with daily volatility) SUGGESTION: Lock conservatively or float carefully- Keep close watch and contact your Loan Consultant for questions or updates during weekly volatility. *VMG’S…
When To Refinance Your Home
When you purchase a home with a mortgage, part of the terms of your loan include an interest rate. This rate is the percentage of the loan value that you will be charged in interest, should you take the entire…
How To Cancel Mortgage Insurance
Cancellation based on original value The Homeowners Protection Act (HPA) provides conditions for you to request cancellation and for automatic cancellation by your lender based on the original property value. Original value means the lesser of the sales price and…