Buying a Home Around the Holidays: A Smart Move or Seasonal Stress?
By Andy Harris, President of Vantage Mortgage Brokers The holiday season is synonymous with joy, family gatherings, and festive cheer. But for some, it’s also the perfect time to make one of life’s biggest purchases: a home. While the…
Should You Put More Money Down on a Home or Invest It?
By Andy Harris, President of Vantage Mortgage Brokers Buying a home is one of the biggest financial decisions you’ll make in your lifetime. If you’re fortunate enough to have saved more than the minimum down payment required, you might find…
Rent vs. Buy: Making the Right Choice for Your Lifestyle and Finances
By Andy Harris, President of Vantage Mortgage Brokers The age-old debate of renting versus buying a home is one of the most significant financial decisions many people face. Both options have their benefits and drawbacks, and the best choice often…
Why Does My Mortgage Loan Get Sold or the Payment Servicer Change?
By Andy Harris, President of Vantage Mortgage Brokers This question comes up often for most consumers in the United States who take out mortgages. Most need a little clarity on what it means and does not mean when their mortgage…
Why Is My Credit Score Different From My Mortgage Lender?
By Andy Harris, President of Vantage Mortgage Brokers Consumers today have access to more information than ever before. Financial education and access to credit profiles have helped consumers improve or maintain their credit ratings and scores, but not without confusion…
Buying a Home in Today’s Market: What You Need to Know
By Andy Harris, President of Vantage Mortgage Brokers
Never Feel Pressured to Use a Specific Mortgage Lender
By Andy Harris, President of Vantage Mortgage Brokers
How To Lock In The Best Mortgage Rate
By Andy Harris, President of Vantage Mortgage Brokers Every consumer has wanted the lowest mortgage rate since the beginning of loan amortization and monthly mortgage payments. No, you’re not unique. Everyone shares this common goal. Lower rates mean lower costs…
How to Make Mortgage Payments More Affordable
By Andy Harris, President of Vantage Mortgage Brokers It’s no secret that housing payments have reached record levels in recent years. There are a combination of factors that have driven up mortgage payments specifically: High Mortgage Rates: Mortgage rates in…