Vantage Mortgage Weekly Interest Rate Tracker – 10/20/2021

October 20, 2021
Vantage Mortgage Group
Industry, Interest Rates, Mortgage News, preapproval, preapproved, Real Estate, Vantage, Weekly Rate Tracker

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Vantage Mortgage Rate Tracker

DATE: Wednesday, October 20th, 2021

TIME: 1:20 PM PST

STATES: OREGON & WASHINGTON

CHANGE THIS WEEK: SLIGHTLY WORSE (since last Wednesday with daily volatility)

SUGGESTION: With rates still at historic lows, we suggest locking or carefully floating and in close contact with VMG Broker for updates.

MONTHLY PAYMENTS: This reflects Principal and Interest (P&I) on Conventional and also including PMI on FHA. Taxes and insurance not included, but need to be factored in housing payments and budget as these can vary by property. A VMG Mortgage Broker can run an analysis anytime by request.

Conforming 30 Year Fixed

*Monthly Payment amount below does not include taxes & insurance.

…. RATE…………..APR…… . CREDIT/BUY DOWN.%…CREDIT/BUY DOWN.$ ..MONTHLY PAYMENT* ..

Conforming 15 Year Fixed

*Monthly Payment amount below does not include taxes & insurance.

…. RATE…………..APR…… . CREDIT/BUY DOWN.%…CREDIT/BUY DOWN.$ ..MONTHLY PAYMENT* ..

FHA/VA 30 Year Fixed

*Monthly Payment amount below includes PMI but does not include taxes & insurance.

…. RATE…………..APR…… . CREDIT/BUY DOWN.%…CREDIT/BUY DOWN.$ ..MONTHLY PAYMENT* ..

If you or anyone you know is considering buying a home, lower rates and fees with the most experienced team (along with faster closings) can make your offer much more powerful as competitive as it is in the Pacific Northwest.

Rely on your local experts at Vantage Mortgage Group and embrace competition with the top lenders in the country.

Don’t settle or be steered to one retail lender – instead contact Vantage Mortgage Group, a TRUE LOCAL (OR&WA) independent Mortgage Broker .

*Rates change daily. Conforming conventional interest rate samples based off $375,000 purchase price, $300,000 loan amount, 80% Loan to Value, 740 or higher FICO score, with impounds on a 30 day rate lock period and $995 underwriting fee if not covered by lender rebates. FHA based off $375,000 purchase price, 3.5% down payment, but other same variables. Costs or credits shown pertain to interest rate and do not include any other applicable 3rd party title and escrow charges or prepaid tax and insurance reserves which may or may not apply. Lock period suggested depends on current loan volume and lending climate at time of loan application and approval. Other risk-based pricing adjustment may apply. The displayed annual percentage rates (APRs) include total points and additional prepaid finance charges but do not include other closing costs. On adjustable-rate loans, rates are subject to increase over the life of the loan. Learn more about assumptions and APR Information. Loan pricing may only be locked through a home loan consultant to be effective. Rates will depend in part on your unique credit history and transaction characteristics. Please email or call for updated pricing at any time as rates and pricing are subject to change. Monthly payments include principal, interest, and PMI if applicable, but not taxes and insurance. This information does not constitute a loan commitment or approval.