competition

If you're dreaming of homeownership but feeling the pressure of rising prices, mortgage rates, and everyday expenses—you’re not alone. The good news? Saving for a home doesn’t mean overhauling your entire life. With a few smart strategies, you can cut…

Competition between lenders drives down costs and improves performance due to several key economic principles: 1. Lower Interest Rates & Fees When multiple lenders compete for the same borrowers, they are incentivized to offer the most attractive terms to win…