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van-tage (n); a position giving a strategic advantage, commanding perspective, or comprehensive view

Vantage Mortgage Group is a nationally recognized, locally owned independent mortgage broker in Salem, serving Oregon and Washington consumers exclusively.  Vantage is proud to offer very competitive rates from the best wholesale lenders in the country.  Competition, combined with our elite experience and execution, results in the best mortgage experience today.

Contact Vantage today and start improving your position.  

2019 Mortgage Rates

We shop the lowest rates and terms.  Our internal pricing engine compares the top wholesale lenders in the country in real-time.  This customized analysis allows our independence and experience to expose the most favorable loan terms and speed.

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How to mortgage

More Lenders = More Options.  Purchase.  Refinance.  Conventional.  FHA.  VA.  ARMs.  Jumbo.  USDA.  Low Down Payment.  3% Down.  Steamline.  Elite.  Home Ready.  Home Possible. 

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Escrow Mortgage Question

Fast Closings.  We manage the details.  Paperless systems, online access and direct communication are the foundation of the Vantage system.  Our loan consultants and their teams work diligently to ensure that your experience is as easy and as fast as possible.

Meet the Team

Lowest Rate Home Mortgage

5 Star Reviews.  We consistently strive to offer consumers the best possible mortgage experience by using a transparent and systematic approach that makes lenders compete for your business.  The more educated the consumer, the greater chance they will become a Vantage client when comparing mortgage providers.  5 Stars on:  Google.  ZillowYelp.  BankrateFacebook.  Lending Tree.  BBB.  Bird’s Eye.  Angie’s List.

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Our main objective is to educate consumers on how residential mortgage financing works in the United States. We do not have sales people, we have mortgage professionals that persistently educate our clients. We embrace only math and facts rather than sales terms and strategies. We rely on indisputable data to attract those that wish to be in a better financial position with their mortgage liability. When it comes to math, combined with our reputation, our position is also indisputable. We are the only channel in the primary mortgage market that works exclusively for our clients. The more educated the consumer, the greater chance they will become a Vantage client when comparing mortgage providers.

Vantage offers a large variety of wholesale lenders for comparison on pricing, execution, and program guideline overlays.  Vantage Mortgage Group’s origination fee is paid directly by the wholesale lender selected, all at the same margin, making comparison relevant and transparent under one pricing engine holding all preferred lender rate sheets.  Vantage believes there is a significant advantage for their clients on pricing and execution when lenders compete for their business.  They make rate and program option selection very clear by comparing several rates against lender rebates (credits) and optional buy-down costs. 

Consumers are only able to access the advantages this channel offers through a “true” mortgage brokerage such as Vantage (not those claiming to be both a “banker” and “broker” which can be deceiving as credit lines take away all advantages of being a broker).  Vantage Mortgage Group again supports competition and choice under any channel for consumers, but offers this unique position for their clients that very few still do.  They believe that their position, combined with their elite experience, produces a favorable outcome for clients which has been proven through their reputation and hundreds of testimonials.

LINKS & RESOURCES:

Process Loan

Securing a new mortgage loan is one of the largest financial decisions and debts most consumers face. Vantage understands this and utilizes our experience to position our clients for the most favorable outcome on terms and execution.

Compare mortgages

Vantage provides exclusive client representation from loan application to closing, allowing over 30 investors to compete for their business for the most favorable pricing and execution when it comes to Washington & Oregon mortgage rates and service.

FHA Loan Officer

Our Mortgage Professionals are experienced, local, licensed, and available at all times for questions while working directly with their clients. No “passing off” to processing staff.

Loan approval

Detailed system and communication for a fast and organized mortgage transaction.  Secure automation and paperless processing to make document delivery and closing fast and easy.

Loan Options when buying

Vantage offers Conventional Conforming Loans, Government FHA, VA, and USDA Programs, First-Time Home Buyer Programs, Jumbo, Portfolio, Investor Loans & More.  We don’t charge our clients broker origination fees on any loan programs and provide all figures and rates up-front.

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