FHA Home Loans
The FHA, or the Federal Housing Administration, was established by the government to improve housing conditions for Americans.
– Less credit restrictions
– Lower private mortgage insurance (PMI) premiums
– No cash reserves required.
OREGON 2024 FHA LOAN LIMITS
COUNTIES
SINGLE
DUPLEX
TRI-PLEX
4-PLEX
Baker, Coos, Crook, Curry, Douglas, Gilliam, Grant, Harney, Jackson, Jefferson, Josephine, Klamath, Lake, Lane, Lincoln, Linn, Malheur, Marion, Morrow, Polk, Sherman, Tillamook, Umatilla, Union, Wallowa, Wasco, Wheeler
$498,257
$637,950
$771,125
$958,350
Clatsop
$529,000
$677,200
$818,600
$1,017,300
Benton
$598,000
$765,550
$925,350
$1,150,000
Clackamas, Columbia, Multnomah, Washington, Yamhill
$679,650
$870,050
$1,051,700
$1,307,050
Deschutes
$690,000
$883,300
$1,067,750
$1,326,950
Hood River
$724,500
$927,500
$1,121,150
$1,393,300
WASHINGTON 2024 FHA LOAN LIMITS
COUNTIES
SINGLE
DUPLEX
TRI-PLEX
4-PLEX
Adams, Asotin, Benton, Clallam, Columbia, Cowlitz, Ferry, Franklin, Garfield, Grant, Grays Harbor, Kittitas, Klickitat, Lewis, Lincoln, Mason, Okanogan, Pacific, Pend Oreille, San Juan, Spokane, Stevens, Wahkiakum, Walla Walla, Yakima
$498,257
$637,950
$771,125
$958,350
Chelan, Douglas
$506,000
$647,750
$783,000
$973,100
Jefferson
$517,500
$662,500
$800,800
$995,200
Pullman
$529,000
$677,200
$818,600
$1,017,300
Skagit
$545,100
$697,800
$843,500
$1,048,300
Thurston
$546,250
$699,300
$845,300
$1,050,500
Kitsap
$563,500
$721,400
$872,000
$1,083,650
Island
$575,000
$736,100
$889,800
$1,105,800
Whatcom
$603,750
$772,900
$934,250
$1,161,050
Clark, Skamania
$679,650
$870,050
$1,051,700
$1,307,050
King, Pierce, Snohomish
$977,500
$1,251,400
$1,512,650
$1,879,850
IDAHO 2024 FHA LOAN LIMITS
COUNTIES
SINGLE
DUPLEX
TRI-PLEX
4-PLEX
Adams, Bannock, Bear Lake, Benewah, Bingham, Bonneville, Boundary, Butte, Caribou, Cassia, Clark, Clearwater, Custer, Elmore, Franklin, Fremont, Gooding, Idaho, Jefferson, Jerome, Latah, Lemhi, Lewis, Lincoln, Madison, Minidoka, Nez Perce, Oneida, Payette, Power, Shoshone, Twin Falls, Washington
$498,257
$637,950
$771,125
$958,350
Bonner
$523,250
$669,850
$809,700
$1,006,250
Kootenai
$572,700
$733,150
$886,200
$1,101,350
Valley
$573,850
$734,650
$888,000
$1,103,550
Ada, Boise, Canyon, Gem, Owyhee
$586,500
$750,800
$907,550
$1,127,900
Blaine, Camas
$759,000
$971,650
$1,174,500
$1,459,650
Teton
$1,149,825
$1,472,250
$1,779,525
$2,211,600
Current Up-Front Mortgage Insurance Premium
The UPMIP is currently at 1.75% of the base loan amount. This applies regardless of the amortization term or LTV ratio.
Current Annual MIP Premium (monthly PMI factor included with payment)
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