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Non-Traditional / Non-QM Programs

Non Traditional Home Loan

Our wholesale lenders’ network offers unique programs customized to borrowers’ needs. Whether you’re self-employed, an investor, or need something a little unconventional, competition produces more options with more competitive terms for non-traditional financing.

Here are some of our many non-traditional programs:

  • Bank Statement programs (utilizing deposits for income rather than traditional income or taxes)
  • DSCR (Debt Service Coverage Ratio) – for investors qualifying the property versus using any traditional income and other verification
  • Asset-based lending programs
  • Alternative or Reduced documentation programs
  • Portfolio Investor Programs

Please contact a VM Broker anytime for questions, guidelines, and scenarios.

We consistently strive to offer consumers the best possible mortgage experience by using a transparent and systematic approach that makes lenders compete for your business.  The more educated the consumer, the greater chance they will become a Vantage client when comparing mortgage providers. Don’t just take our word for it, here are some reviews that our past customers have left!

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