Non-Traditional / Non-QM Programs
Our wholesale lenders’ network offers unique programs customized to borrowers’ needs. Whether you’re self-employed, an investor, or need something a little unconventional, competition produces more options with more competitive terms for non-traditional financing.
Here are some of our many non-traditional programs:
- Bank Statement programs (utilizing deposits for income rather than traditional income or taxes)
- DSCR (Debt Service Coverage Ratio) – for investors qualifying the property versus using any traditional income and other verification
- Asset-based lending programs
- Alternative or Reduced documentation programs
- Portfolio Investor Programs
Please contact a VM Broker anytime for questions, guidelines, and scenarios.
We consistently strive to offer consumers the best possible mortgage experience by using a transparent and systematic approach that makes lenders compete for your business. The more educated the consumer, the greater chance they will become a Vantage client when comparing mortgage providers. Don’t just take our word for it, here are some reviews that our past customers have left!