FHA Home Loans
The FHA, or the Federal Housing Administration, was established by the government to improve housing conditions for Americans.
– Less credit restrictions
– Lower private mortgage insurance (PMI) premiums
– No cash reserves required.
OREGON 2024 FHA LOAN LIMITS
COUNTIES
SINGLE
DUPLEX
TRI-PLEX
4-PLEX
Baker, Coos, Crook, Curry, Douglas, Gilliam, Grant, Harney, Jackson, Jefferson, Josephine, Klamath, Lake, Lane, Lincoln, Linn, Malheur, Marion, Morrow, Polk, Sherman, Tillamook, Umatilla, Union, Wallowa, Wasco, Wheeler
$524,225
$671,200
$811,275
$1,008,300
Clatsop
$561,200
$718,450
$868,400
$1,079,250
Benton
$598,000
$765,550
$925,350
$1,150,000
Clackamas, Columbia, Multnomah, Washington, Yamhill
$695,750
$890,700
$1,076,650
$1,338,000
Deschutes
$713,000
$912,750
$1,103,350
$1,371,150
Hood River
$762,450
$976,100
$1,179,850
$1,466,250
WASHINGTON 2024 FHA LOAN LIMITS
COUNTIES
SINGLE
DUPLEX
TRI-PLEX
4-PLEX
Adams, Asotin, Benton, Clallam, Columbia, Cowlitz, Ferry, Franklin, Garfield, Grant, Grays Harbor, Jefferson, Kittitas, Klickitat, Lewis, Lincoln, Mason, Okanogan, Pacific, Pend Oreille, San Juan, Spokane, Stevens, Wahkiakum, Walla Walla, Yakima
$524,225
$671,200
$811,275
$1,008,300
Chelan, Douglas
$546,250
$699,300
$845,300
$1,050,500
Clark, Skamania
$695,750
$890,700
$1,076,650
$1,338,000
Island
$603,750
$772,900
$934,250
$1,161,050
King, Pierce, Snohomish
$1,037,300
$1,327,950
$1,605,200
$1,994,850
Kitsap
$575,000
$736,100
$889,800
$1,105,800
Skagit
$563,500
$721,400
$872,000
$1,083,650
Thurston
$557,750
$714,000
$863,100
$1,072,600
Whatcom
$632,500
$809,700
$978,750
$1,216,350
Whitman
$579,600
$742,000
$896,900
$1,114,650
IDAHO 2024 FHA LOAN LIMITS
COUNTIES
SINGLE
DUPLEX
TRI-PLEX
4-PLEX
Adams, Bannock, Bear Lake, Benewah, Bingham, Bonner, Bonneville, Boundary, Butte, Caribou, Cassia, Clark, Clearwater, Custer, Elmore, Franklin, Fremont, Gooding, Idaho, Jefferson, Jerome, Latah, Lemhi, Lewis, Lincoln, Madison, Minidoka, Nez Perce, Oneida, Payette, Power, Shoshone, Twin Falls, Washington
$524,225
$671,200
$811,275
$1,008,300
Kootenai
$572,700
$733,150
$886,200
$1,101,350
Valley
$573,850
$734,650
$888,000
$1,103,550
Ada, Boise, Canyon, Gem, Owyhee
$586,500
$750,800
$907,550
$1,127,900
Blaine, Camas
$759,000
$971,650
$1,174,500
$1,459,650
Teton
$1,209,750
$1,548,975
$1,872,225
$2,326,875
Current Up-Front Mortgage Insurance Premium
The UPMIP is currently at 1.75% of the base loan amount. This applies regardless of the amortization term or LTV ratio.
Current Annual MIP Premium (monthly PMI factor included with payment)
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