When To Refinance Your Home
When you purchase a home with a mortgage, part of the terms of your loan include an interest rate. This rate is the percentage of the loan value that you will be charged in interest, should you take the entire…
When you purchase a home with a mortgage, part of the terms of your loan include an interest rate. This rate is the percentage of the loan value that you will be charged in interest, should you take the entire…
Cancellation based on original value The Homeowners Protection Act (HPA) provides conditions for you to request cancellation and for automatic cancellation by your lender based on the original property value. Original value means the lesser of the sales price and…
DATE: Wednesday, December 4th, 2019 TIME: 3:00 PM PST STATES: OREGON & WASHINGTON CHANGE THIS WEEK: STAGNANT (since last Wednesday with daily volatility) SUGGESTION: Lock conservatively or float carefully- Keep close watch and contact your Loan Consultant for questions or updates during weekly volatility. *VMG’S FIXED RATE…
Vantage Mortgage Group is one of the only independent mortgage firms in the Pacific Northwest today (serving Oregon and Washington consumers). Locally owned and operated in Lake Oswego, Oregon, Vantage has become a nationally recognized company from the…
DATE: Wednesday, November 13th, 2019 TIME: 3:00 PM PST STATES: OREGON & WASHINGTON CHANGE THIS WEEK: SLIGHTLY WORSE (since last Wednesday with daily volatility) SUGGESTION: Lock conservatively or float carefully- Keep close watch and contact your Loan Consultant for questions or updates during weekly volatility. *VMG’S…
Article from The Mortgage Reports with contributions from Vantage President, Andy Harris Experts say, don’t wait for an uncertain boom in the market Mortgage rates remain low. As a result, demand for homes has surged this year. It’s causing an…
DATE: Thursday- October 31st, 2019 TIME: 9:30 AM PST STATES: OREGON & WASHINGTON CHANGE THIS WEEK: IMPROVEMENT (since last Wednesday with daily volatility) SUGGESTION: Float Cautiously or conservatively lock - Keep close watch and contact your Loan Consultant for questions or updates during weekly…
DATE: Wednesday- August 14th, 2019 TIME: 3:45 PM PST STATES: OREGON & WASHINGTON CHANGE THIS WEEK: IMPROVEMENT (since last Wednesday with daily volatility) SUGGESTION: Cautiously Float or Lock Conservatively - Keep close watch and contact your Loan Consultant for questions or updates during…
Article from Forbes with contributions by Vantage President, Andy Harris. American consumers are vastly under-educated about the mortgage process, according to a new survey from Fannie Mae. From having unrealistic assumptions regarding credit score, down payments and income requirements to simply…
DATE: Wednesday- July 24th, 2019 TIME: 12:55 PM PST STATES: OREGON & WASHINGTON CHANGE THIS WEEK: OVERALL STAGNANT (since last Wednesday with daily volatility) SUGGESTION: Cautiously Float or Lock Conservatively - Keep close watch and contact your Loan Consultant for questions or updates…