As a 36 year veteran of the mortgage business, Sheila knows the ins and outs of residential lending. Her philosophy is simple – listen to the questions, concerns and needs of the client and make recommendations as if they are being made for herself, a family member or close friend or colleague. Unlike a traditional loan officer, Sheila sees her role as an advisor who helps her clients integrate the loan program they select into their overall long and short term financial and investment plan.
I’m Sheila, and I’m here to help
You’ve heard the horror stories…how hard it is to qualify, the mounds of paperwork you have to provide, the difficulties and delays. Not to mention the fighting, shopping, and haggling to get a good rate.
I’ve got great news…
I’m here to solve that for you. I’ll give you the inside scoop to make qualifying for a great low rate mortgage EASY. Yes, I really did say easy.
When you’re ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation and make sure that you get a low rate mortgage without the stress and hassle that’s normally associated with it.
It’s easy to reach me – feel free to call me direct or if you prefer you can email me. Either way I’m here to make the experience of getting a mortgage a good one for you.
Whether you need the mortgage to buy a home, or are looking to refinance for a better rate or some cash out of your property, I can help.
I look forward to hearing from you.
I’ll shop the most favorable rates and terms. Our internal pricing engine compares the top wholesale lenders in the country in real-time. This customized analysis allows our independence and experience to expose the most favorable rates, loan terms and speed.
More Lenders = More Options. Purchase. Refinance. Conventional. FHA. VA. ARMs. Jumbo. USDA. Low Down Payment. 3% Down. Streamline. Elite. Home Ready. Home Possible.
“Sheila Smith has been my mortgage officer of choice for at least the last 15 years, she helped me to finance and refinance two houses for many times with excellent services. Not only the mortgage rates Sheila provided to me were very competitive on the market, but also her communication were very timely, clean, and informative. This helped me to complete the mortgage application processes smoothly in my very busy schedule. I recommended her services to several friends of mine and will be happy to so in future.” – Perry Tang
“I have worked with Sheila for years. She is always professional, efficient and consistently finds the best rates and lowest costs for loans.” – Patrick Lewallen
“Sheila is truly a pleasure to work with. She is true to her word and expedient in her actions!!” – Martin Trerise
“Sheila went above and beyond in the quest for a second on my home. It was a difficult transaction and she kept me informed and updated all through the process. I highly recommend working with Sheila.” – Vicki Brocksen De Ville
“Sheila is very professional and easy to work with. She makes the difficult process smooth and is always available to answer any questions and concerns. We have used Sheila for all my mortgage needs for more than 20 years. We highly recommend Sheila.” – Karl Ding
“Sheila is a fantastic mortgage professional who focuses on delivering great rates and great service to her clients. She gives you the best of all worlds by making the process easier than online lenders, but still gets you a great rate. Sheila comes with my highest recommendation!” – Hammer J. Helmer
“I have been using Sheila for about 20 years for my residential loans. She is professional, thorough and gets the best terms. Sheila operates with a high degree of integrity and always puts the client’s best interest first. I highly recommend Sheila Smith as a mortgage lender.” – George Macoubray
“Sheila gets the best results with no nonsense.” – Kim Sordyl
“We first worked with Sheila Smith over 20 years ago to purchase our first home. We were young and self employed. We have used her services a few times since (re-finance and rental property purchase) and have given her the well earned nickname Miracle Worker. She pays thoughtful and personal attention to one’s needs and works her magic to find a good fit. I have given her name to countless friends, clients and colleagues with great success and recommend her with the highest confidence.” – Jennifer Richter
“I have taken out several mortgages with Sheila Smith in the past. I now own my own home and 3 rentals and the mortgages are completely paid off. That is in part due to the great deals that Sheila got for me. She always works hard to make sure I’m getting the best deal and that things are taken care of so I can close on time. I’m not sure if I’ll ever need another mortgage, but if I do, I’m going back to Sheila! She is great at what she does.” – Ron Bissell
“Sheila was fun and easy to work with. She’s a very knowledgable professional, who is available to answer any questions or concerns, and will guide you through the sometimes complicated process of refinancing your home. I enjoyed working with and am pleased to consider her a friend!” – Wendy Hughson